The most common is to finance the start-up with personal funds, but if funds are missing you can turn to a financier. Procedures and conditions about financing can be different, but can normally be divided into loans, risk capital and grants.
You can benefit from mapping out your contacts before you decide on a certain type of financing. Many business start with capital lended from business connections or family or by making someone a joint owner.
Crowdfunding is a sort of collective micro financing and can be structured in several different ways. In conclusion it is a number of people working together through many small contributions or fees to fulfil a project or development of an idea. Those processes often take place on the internet, through different type of systems for vote and communities.
There are no general grants for business start-ups. In certain cases, if you are unemployed (or at risk of becoming unemployed), you may apply for a "Business Start-up" grant from the Swedish Public Employment Service.
You can find more information about different ways to finance your business start-up under Financing and support.
Almi is a state-owned company with 16 subsidiaries in the country. Almi can award loans to companies, whatever the legal form of the business. The full financing solution is constructed according to the customer's particular situation and is normally put together in collaboration with a bank.
In the Find advice and financing service, you can find different types of support for those who run a business or are considering starting one. You can find everything from seminars and training, to offers for financing.
In addition, there are contact details for both advisers and organizations that can help you in your business.